Posts tagged "Life Insurance Secondary Market (LISM)"

Insurance Studies Institute (ISI) is very pleased to publish the 9^th edition of the Life Insurance Settlement Series: “Overview of the Life Insurance Secondary Market from an Investment Perspective.”

By analyzing salient media articles published over the last 12 months, ISI has attempted to identify trends affecting the Life Insurance Secondary Market (“LISM”).  Over 65 investor-related articles and papers were studied, and five main themes were recognized and fleshed out:

• General Developments in the LISM
• The Landscape of the Financial Markets
• Investments and Available Capital in the LISM
• Securitization of Life Insurance Settlements
• Best Practices and Standards

Conclusion?  While the economic recession and other factors have resulted in recent pull-back of investor capital, the LISM “asset class” remains vibrant and appears to be maturing, gaining strength,  and moving in pioneering directions.

Life Insurance Settlement Series Volume IX: Overview of the Life Insurance Secondary Market from an Investment Perspective

Tags: Financial Crisis, Investment, Life Expectancy, Life Insurance Secondary Market (LISM), Life Settlement, Securitization, Siegert

Leave a comment Share

Paul Siegert, ISI President & CEO, is scheduled to speak at LISA’s 16th Annual Fall Life Settlement Conference -  Thursday, November 11th, in Miami Beach, FL.  Mr. Siegert will take an unconventional look at the challenges facing the Life Insurance Secondary Market (LISM) today, in a presentation titled: Public Relations and Headline Risks.  The presentation asks (and answers) the question, “What must the LISM do to take control its destiny?”

Tentative Conference Agenda: 16th Annual Fall Life Settlement Conference

Tags: Consumers, Life Insurance Secondary Market (LISM), Life Settlement, LISA, Media, Seniors, Siegert

Leave a comment Share

Insurance Studies Institute (ISI) is pleased to provide you with the 8^th volume of the Life Insurance Settlement Series: “A Critique of GAO Life Settlement Survey Data.”   

The purpose of this paper is to evaluate and to put into perspective the survey data collected from the life insurance settlement market (“LISM”) by the Government Accountability Office (“GAO”).  ISI’s analysis reveals that in a broad sense, the GAO survey data does support the belief that the LISM provides substantial value for those seniors fortunate enough to learn about it.  However, several vital points of information are missing from the report, and the ever-changing nature of the industry has left many important issues unresolved – issues that are frustrating investors and materially hurting seniors who need liquidity now.

Life Insurance Settlement Series Volume VIII: A Critique of GAO Life Settlement Survey Data

Tags: Life Insurance Secondary Market (LISM), Life Settlement, Seniors, Siegert, Survey

Leave a comment Share

Insurance Studies Institute (ISI) is pleased to publish the 7^th edition of the Life Insurance Settlement Series: “Surveys of Seniors Reveal Roadblocks to Reliable Life Settlement Information.”   This research involved an analysis of the decision-making behavior of consumers who chose to purchase life insurance, and the results reveal that the life insurance settlement option is a missed opportunity for many.  “Roadblocks” prevent consumers from obtaining the forthright and comprehensive information that they need to investigate this option, and those hindrances include: insurer interference, media bias, and inferior industry education.   ISI asks: will stakeholders of the life insurance secondary market step up to the task of educating senior consumers?

Life Insurance Settlement Series Volume VII: Surveys of Seniors Reveal Roadblocks to Reliable Life Settlement Information

Tags: Insurer, Kampa, Life Insurance Secondary Market (LISM), Life Settlement, Media, Seniors, Siegert

Leave a comment Share

With the gracious support and assistance of many Life Expectancy (LE) Underwriting professionals, the Insurance Studies Institute (ISI) has compiled a history and analysis of the dynamic LE industry. “Evolution of Life Expectancies in the Life Insurance Secondary Market…Current Trends and New Developments,” is ISI’s sixth volume of the Life Insurance Settlement Series.  This publication provides readers with an in-depth look at the challenges and risks inherent to this business, the different methodologies employed by various providers, the critical nature and utilization of mortality tables, and the developments on the horizon that may increase the accuracy of LE evaluations via more sensitive and responsive systems.

Life Insurance Settlement Series Volume VI: Evolution of Life Expectancies in the Life Insurance Secondary Market

Tags: Life Expectancy, Life Insurance Secondary Market (LISM), Life Settlement, Mortality, Retirement, Siegert

Leave a comment Share

April 29th, 2010 • Washington D.C. • 16th Annual Spring Life Settlement Conference

You are invited to attend the Insurance Studies Institute Breakfast at this spring’s LISA Spring Conference. Join LISA, LSI, Peachtree, LIS, ILMA and GWG Life in supporting Insurance Studies Institute in its effort to expand seniors’ and stakeholders’ knowledge of the Life Insurance Secondary Market. The breakfast’s topic, presented by Dr. Kent Smetters, Wharton School at the University of Pennsylvania, will be “What Does Dodd’s Financial Reform Bill Mean to the Insurance Markets?”. Your attendance makes a vital, charitable contribution to ISI and supports the growth of the Life Insurance Secondary Market.

Tags: Awareness, Financial Reform Bill, Fundraising, Life Insurance Secondary Market (LISM), Smetters, Wharton

Leave a comment Share

April 29th, 2010 • 11:00 AM – 12:00 PM • Washington D.C. • 16th Annual Spring Life Settlement Conference

The life insurance secondary market is losing major market opportunity by failure to effectively communicate the option of the life settlements to seniors. Most seniors are not aware of the life settlement option while those who are have a less than favorable opinion. Seniors need to hear a different message as identified in an ISI project at the Carlson School at the University of Minnesota. Enhanced consumer messaging will increase product supply and influence public policymakers. This presentation will indentify key drivers that every stakeholder in the life insurance secondary market needs to implement now.

Tags: Awareness, Carlson School, Life Insurance, Life Insurance Secondary Market (LISM), Life Settlement, Marketing Strategy, Messaging, Seniors

Leave a comment Share

“Caution” has been the carryover by-word from 2009 for good reason. Some would like to think the Life Insurance Secondary Market (“LISM”) has faltered. However, the LISM is indeed “moving forward!” This should be welcome news to seniors, investors and many LISM players, but unfortunately not for all. The capital markets turmoil has taken its toll and changes are happening. This paper attempts to summarize many of the dynamics occurring in the LISM as 2010 unfolds and to give perspective to some of the changes and challenges that need to be managed. In addition, ISI has visited with a strong sampling of executives from leading LISM firms to solicit their views on issues that are paramount in their minds.

Life Insurance Settlement Series Volume V: 2010 Life Insurance Secondary Market – Moving Forward

Tags: Life Insurance Secondary Market (LISM), Life Settlement, Seniors

Leave a comment Share

For the benefit of consumers, we are asking all publishers in the media to edit out fabrications and sensationalism in articles that describe financial, legal, and retirement matters for seniors and to assure such articles are thoroughly researched and accurately reported. We are asking all publishers to help educate consumers with fair and useful knowledge. It is to the benefit of consumers that they are allowed to make decisions based on factual information.

Life Insurance Settlement Series Volume IV: Blurring the Lines Between Truth and Myth

Tags: Consumers, Kampa, Life Insurance Secondary Market (LISM), Life Settlement, Option, Retirement, Seniors, STOLI

Leave a comment Share

A recently completed study has found numerous communication shortfalls within the marketing strategies of the Life Insurance Secondary Market (“LISM”). The study, conducted by the Carlson School of Management at the University of Minnesota in conjunction with the Insurance Studies Institute, found that life settlements have been positioned to seniors in conflicting ways. According to the study, references to life settlements portray them as everything from “a valuable resource for seniors” to “betting on death.” In addition to analyzing the diversity in positioning, the findings also detail seniors’ decision-making processes and how these processes impact the LISM.

Media Brief: Building Life Settlement Awareness Amongst Seniors

ISI supporters can obtain the full-length report.  Please contact Miki Jorgenson @ Mikij@InsuranceStudies.org for details.

Tags: Carlson School, Consumers, Life Insurance, Life Insurance Secondary Market (LISM), Life Settlement, Marketing Strategy, Messaging, Seniors

Leave a comment Share