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Posts tagged "Survey"


A Critique of the GAO Life Settlement Survey Data

September 15, 2010

Insurance Studies Institute (ISI) is pleased to provide you with the 8th volume of the Life Insurance Settlement Series: “A Critique of GAO Life Settlement Survey Data.”    The purpose of this paper is to evaluate and to put into perspective the survey data collected from the life insurance settlement market (“LISM”) by the Government [...]


Insurance Studies Institute (ISI) is pleased to provide you with the 8th volume of the Life Insurance Settlement Series: “A Critique of GAO Life Settlement Survey Data.”   

The purpose of this paper is to evaluate and to put into perspective the survey data collected from the life insurance settlement market (“LISM”) by the Government Accountability Office (“GAO”).  ISI’s analysis reveals that in a broad sense, the GAO survey data does support the belief that the LISM provides substantial value for those seniors fortunate enough to learn about it.  However, several vital points of information are missing from the report, and the ever-changing nature of the industry has left many important issues unresolved – issues that are frustrating investors and materially hurting seniors who need liquidity now.

Life Insurance Settlement Series Volume VIII: A Critique of GAO Life Settlement Survey Data

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Life Settlement Senior Survey Data

April 27, 2010

Keystone, Colorado (April 27, 2010) – The Insurance Studies Institute (ISI) releases results of its third senior survey undertaken to learn the role life insurance plays in senior lives, specifically regarding the option to sell life insurance policies. Of 218 seniors surveyed nation-wide, 73% indicate that life insurance was originally purchased to provide for beneficiaries, [...]


Keystone, Colorado (April 27, 2010) – The Insurance Studies Institute (ISI) releases results of its third senior survey undertaken to learn the role life insurance plays in senior lives, specifically regarding the option to sell life insurance policies.

Of 218 seniors surveyed nation-wide, 73% indicate that life insurance was originally purchased to provide for beneficiaries, but that needs have changed over time, and the other 27% purchased policies for other reasons. Fifty-one (51%) percent were not familiar with the option to sell unwanted or unneeded policies, known as a life settlement.

Read the entire Press Release: Life Settlement Senior Survey Data

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Life Insurance Offers Many Seniors a Way to Generate Income in Retirement

May 26, 2009

Oakland, Calif. (May 26, 2009) – Older Americans are increasingly feeling pressure from the same issues affecting the larger economy, such as falling home values, losses in their investment portfolios, and difficulty in obtaining loans or lines of credit. Recently released survey data from a poll of those aged 62 or older by senior financial [...]


Oakland, Calif. (May 26, 2009) – Older Americans are increasingly feeling pressure from the same issues affecting the larger economy, such as falling home values, losses in their investment portfolios, and difficulty in obtaining loans or lines of credit. Recently released survey data from a poll of those aged 62 or older by senior financial resource Golden Gateway Financial and the Insurance Studies Institute showed that a majority of these individuals are in a position to immediately benefit from life insurance policies that they currently own but no longer need.

Read the Press Release: Life Insurance Offers Many Seniors a Way to Generate Income in Retirement

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